CD Ladder Calculator
CD laddering is an investment strategy that involves spreading funds across multiple certificates of deposit (CDs) with different maturity dates. Compared to investing in a single short-term CD and rolling it over at maturity, CD laddering provides increased returns while creating access to funds periodically to reinvest or withdraw if funds are needed for an unexpected or planned expense. Our CD ladder calculator assumes that the short- and medium-term CDs are reinvested in the long term CD at maturity, with no changes to the interest rates specified. Enter details for the CDs you’re considering investing in to see how your CD ladder will grow compared to a single CD.
Next Steps
Fifth Third can help you reach your savings goals. Learn more about our savings accounts and CDs. Questions? Visit a branch, , or give us a call at 1-877-579-5353.
Additional Resources
What Else Banks Can Help With (Besides Banking)
Whether you're opening your first savings account or you've been banking for years, it's helpful to know which services your bank offers, so you can take full advantage.
CD Maturity Calculator
Enter details for the CDs you’re considering investing in to see how your CD ladder will grow compared to a single CD.
FDIC Coverage
Understand how the government protects your deposits at Fifth Third Bank. Feel secure knowing the FDIC insures each depositor at Fifth Third to $250,000, and possibly more.