Low Balance Calculator

Credit card debt can be stressful and overwhelming. It might mean you’re still paying for items you purchased months or years ago, plus interest, and the consequences can adversely affect the rest of your financial life. If you’re wondering how long it will take to pay off your credit card, the credit card payoff calculator below is a good first step toward taking control of your credit card debt. Enter the amount you owe, the interest rate, and see how much you’ll need to pay monthly to pay off your credit card in a year. Use the projections tab to increase the months to see how your monthly payment will change.