Community Reinvestment Act Public File
The Community Reinvestment Act (CRA) of 1977 encourages banks to help meet the credit needs of the communities in which they do business, including low- and moderate-income neighborhoods.
Fifth Third is proud to achieve an "Outstanding" CRA rating from the OCC in our most recent Performance Evaluation.
The information below is current as of April 1, 2024. Due to technical reasons, some documents are not compatible with screen readers. However, if you are interested in those documents, please contact us. We are happy to assist you.
Public Comments received for the current year and the prior two calendar years as of April 1, 2024.
Branch Locations and Hours of Operations
List of branch locations and hours of operation as of April 1, 2024.
List of branches opened or closed in:
Facility-Based Assessment Areas
The following assessment areas represent the communities Fifth Third Bank serves. Maps and Census tract information can be accessed by clicking the links below.
Complete Assessment Area Census Tract List
To view maps for a specific Metropolitan Statistical Area (MSA), please click the link corresponding to the state in which the MSA is located. If the metro area crosses state boundaries, please click the "Multi-State MSAs" link.
Products & Services
- Personal Products & Services including Banking, Borrowing and Investing.
- Business Products & Services including Lending and Managing.
- Questions regarding transaction fees or cost of services should be directed to your nearest Fifth Third Bank location.
CRA Disclosure Statements
The Community Reinvestment Act (CRA) data about our small business, small farm, and community development lending are available online for review. The CRA Aggregate and Disclosure Retrieval system provides access to each lending institution’s individual Disclosure Statement as well as the Aggregate Tables covering the lending activity subject to CRA for each Metropolitan Statistical Area (MSA) and non-MSA portion of each state. CRA data for many other financial institutions are also available online. The CRA Aggregate and Disclosure reports are available on the Federal Financial Institution Examination Council (FFIEC) website.
For FFIEC CRA Disclosure Reports
Institution: Fifth Third Bank, NA
Respondent ID: 0000025190
For more information regarding CRA, please visit https://www.ffiec.gov/cra/
Home Mortgage Disclosure Act Notice (HMDA):
The Home Mortgage Disclosure Act (HMDA) data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. The HMDA Disclosure reports are available on the Consumer Financial Protection Bureau’s (CFPB) website.
For FFIEC-CFPB HMDA Disclosure
Institution: Fifth Third Bank, National Association
LEI: QFROUN1UWUYU0DVIWD51
For more information regarding HMDA, please visit https://www.consumerfinance.gov/data-research/hmda/
CRA Public File Requests
Fifth Third can provide hard copies of the CRA Public File. Please note, we may charge a fee to cover copying and mailing expenses. Requests can be sent to [email protected].